Insurance & Payment

We Accept Most Major Plans

Luna Dental is in-network with several major dental insurance carriers and accepts most PPO plans. We verify your benefits and file claims electronically — you don't deal with paperwork.

Luna Dental reception

CSEA Employee Benefit Fund

We're a participating CSEA EBF provider. That means no co-pays, no deductibles, and no balance billing on covered services. Your plan covers up to 2 dental implants per year at no cost to you.

We see state employees, Unified Court System staff, local government workers, school district employees, and retirees every week.

Full CSEA Benefits Guide

Connection Dental Network

Luna Dental is in-network through Connection Dental, which includes:

MetLife PDP

In-network. We accept MetLife PPO and PDP plans and file claims electronically.

Aetna PPO

In-network. We accept Aetna PPO plans.

Guardian PPO

In-network. Guardian DentalGuard plans accepted.

Other Accepted Plans

Cigna PPO

In-network. We accept Cigna dental PPO plans.

Ameritas PPO

In-network.

Principal PPO

Accepted. Call to verify your specific plan.

Delta Dental

Transitioning to out-of-network. We still submit claims on your behalf — your plan reimburses based on out-of-network allowance.

United Healthcare

Call to verify your specific plan.

Out-of-Network Benefits

Even if we're not in-network with your specific plan, you may still have out-of-network benefits that cover a significant portion of your care. We'll submit claims on your behalf and help you understand what your plan covers.

No Insurance? No Problem.

We offer competitive self-pay rates. Ask about our new patient special and payment options including CareCredit financing with interest-free payment plans.

What to Bring to Your First Visit

  1. Your insurance card — we'll verify your benefits before your appointment if you call ahead.
  2. A photo ID.
  3. That's it. We handle the rest electronically.