Insurance & Payment
We Accept Most Major Plans
Luna Dental is in-network with several major dental insurance carriers and accepts most PPO plans. We verify your benefits and file claims electronically — you don't deal with paperwork.
CSEA Employee Benefit Fund (EBF)
We're a participating CSEA EBF provider. That means no co-pays, no deductibles, and no balance billing on covered services. Your plan covers up to 2 dental implants per year at no cost to you. We see state employees, Unified Court System staff, local government workers, school district employees, and retirees every week.
Connection Dental Network
Luna Dental is in-network through Connection Dental, which includes:
MetLife PDP — In-network. We accept MetLife PPO and PDP plans and file claims electronically.
Aetna PPO — In-network. We accept Aetna PPO plans.
Guardian PPO — In-network. Guardian DentalGuard plans accepted.
Other Accepted Plans
Cigna PPO — In-network. We accept Cigna dental PPO plans.
Ameritas PPO — In-network.
Principal PPO — Accepted. Call to verify your specific plan.
Delta Dental — We are transitioning to out-of-network with Delta Dental. We still submit claims on your behalf — your plan will reimburse you based on its out-of-network allowance. Call us to discuss how this affects your specific situation.
United Healthcare (UHC) — Call to verify your specific plan.
Out-of-Network Benefits
Even if we're not in-network with your specific plan, you may still have out-of-network benefits that cover a significant portion of your care. We'll submit claims on your behalf and help you understand what your plan covers.
No Insurance? No Problem.
We offer competitive self-pay rates. Ask about our new patient special and payment options including CareCredit financing with interest-free payment plans.
What to Bring to Your First Visit
- Your insurance card — we'll verify your benefits before your appointment if you call ahead.
- A photo ID.
- That's it. We handle the rest electronically.